The rising prices for health care today may cause you to consider putting your decision to go to rehab on pause. After all, you might already be dealing with financial stress, or you may be worried about taking time off of work for your addiction treatment. Although drug rehabs do have to charge people for their stay and the services that they receive, you’ll likely find that they are surprisingly affordable. Covering the cost of drug rehab typically falls upon the person who is receiving the services or their family, but there is a wide range of options for making financial arrangements that won’t drain your bank account. The real answer to the question of who pays for drug rehab is determined on a case by case basis, but you can generally expect one or several of the following people, companies and organizations to cover the expenses.
- health insurance companies
- individuals who self-pay
- concerned family members and friends
- charitable organizations that offer grants and scholarships
When you enroll in a rehab program, one of the first things that you’ll do is consult with a member of the admissions department who can walk you through what to expect regarding the associated costs. A drug addiction treatment program may charge you per day if you stay overnight in a facility, and you might need to consider the cost of special services such as family therapy or outpatient recreational activities. Health insurance companies typically cover the bulk of the costs for addiction treatment. Since health insurance companies are required to cover mental health conditions, addiction treatment falls within most policy coverages. Keep in mind that your insurance plan may only cover certain types of treatment for specific periods of time. You can work with your company’s customer service team and the admissions counselor at your preferred rehab to work out how much your plan will pay.
If you do have out-of-pocket costs, then you have several options that include paying for your deductible until your insurance kicks in. You may be able to make payment arrangements with the drug rehab program to allow you to pay off a larger deductible or co-pays over time. Some people ask their friends and family members for financial support to help them cover their portion of the costs. Depending upon your financial situation and other factors, there may also be community support services in place that make it possible for everyone to afford to get sober. Government and locally funded grants and scholarships are often awarded to people who need financial help to complete their addiction treatment. Taking advantage of every option that you have available helps you to not only enter a treatment program but make sure that you receive the ongoing care that you need to prevent a relapse after you get sober.
Discover How the Cost of Drug Rehab Pays for Itself Over Time
Paying for drug rehab is a short-term situation that offers long-term benefits. Choosing to opt out of addiction treatment leads you vulnerable to financial distress that tends to strike people who misuse drugs or alcohol for a long period of time. Eventually, addiction tends to spiral out of control. Showing up to work while intoxicated could cause you to get hurt or have other people notice that you are no longer functioning at your full capacity. Going to jail is another costly consequence of allowing your addiction to continue. Being caught in possession or under the influence of illegal substances can result in expensive fines, missed work and lost professional opportunities. Many courts also require you to go to drug rehab, which can still cause you to have to pay for at least a portion of your treatment. A person who misuses drugs or alcohol is susceptible to serious health problems that can impact the rest of your life. If you get seriously ill from using drugs, then you may no longer be able to work. You can also expect to spend thousands of dollars on health care bills as you deal with your new health issues.
Getting sober saves you more than just the money that you currently spend on drugs or alcohol. The lessons that you learn in your drug rehab treatment pay off as you begin to improve your health and reduce your chances of getting in trouble with the law. You’ll also find that your new confidence and sobriety opens up professional opportunities that allow you to increase your chances of earning a higher income.
Do you have more questions about the cost of going to drug rehab? Give us a call today at 844-844-3463 to learn more.